Contact Us: (630) 707-7263
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  • Home
    • About Us
    • Refer a Friend
    • Charity Causes >
      • Dupage Health Coalition
      • Heart of a Veteran
    • Opportunities at ESG >
      • Work Where Work Matters - Join our Team
  • Solutions
    • HR Solutions - ESG Advantage
    • Benefits Solutions >
      • Health & Wellness >
        • Traditional Healthcare
        • Medical Share Plan
        • WhyFit Wellness
        • Delta Dental
        • VSP Vision
      • Life and Disability
      • Hyatt Legal Services
      • Executive Benefits
      • Financial Services >
        • Financial Services >
          • Annuities
        • Workplace Financial Wellness
        • Mortgage Planning
        • Get a Quote
      • Udemy Online Education
    • Compliance Solutions >
      • Compliance Training Summaries
    • Payroll Solutions
  • Resources
    • Blog >
      • ESG Blog Signup
    • ESG Care Team
  • Client Portal
  • Contact Us
    • Schedule Here


HSA/FSA/HRA

Create A Work Environment that Supports Happy & Healthy Employees 

What is an HSA?  
A Health Savings Account (HSA) is a tax-advantage account that offers triple tax benefits empowering you to prepare for and manage healthcare costs. As a compliment to your retirement plan, HSA’s help you prepare for the $285,000 or more you will need for retirement medical expenses. HSA’s can also be used to pay tax-free today for qualified medical expenses – from doctors’ visits, prescriptions, deductibles, as well as dental and vision expenses.  
Who is Eligible to have an HSA? 
In order to qualify for an HSA, you must be an adult who meets the following qualifications:  
​• Have coverage under an HSA-qualified, high deductible health plan (HDHP)
• Have no other health insurance plan (this exclusion does not apply to certain other types of insurance, such as dental, vision, disability or long-term care coverage)
• Not enrolled in Medicare
Why have an HSA? 
Security – HSA can provide a savings buffer for unexpected or high medical bills 
Affordability – In most cases, you can lower your monthly premiums when you switch to health insurance coverage with a higher deductible, and these HDHPs can be paired with an HSA. 
Flexibility – You can use your HSA to pay for current medical bills, including your deductible and expenses your insurance may not cover. Or you can save your funds for future medical expenses. A list of expenses are provided by irs.gov refer to Publication 502, visit irs.gov or consult a tax professional. 
Download WhyFit Employer Information
Download WhyFit Employee Information

Why consider a tax advantaged savings plan?

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A Kick Start to a Healthy Life

Wellness programs encourage a healthy way of life.
Whyfit offers recipes, activities and other resources, including a mobile app to that make a healthy lifestyle easy to implement andenjoy.  
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Promotes Preventive Care

"​An ounce of prevention is worth a pound of cure." 
Whyfit is a proactive approach to healthcare. In fact, those who participate in WhyFit are 17% more likely to participate in preventive care.  
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Reduces Medications

WhyFit participants need less medications and less hospitalization.  The Center for Disease Control show workplace wellness programs can improve an employee's overall mental  and physical health  by an average of 22%.
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Reduces Employee Turnover

67% of employers with over 50 employees offer workplace wellness programs. 75% of the employees participate and feel a workplace wellness program is a high valued benefit, thus reducing high employee turnover by 8%. 
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An Affordable Benefit 

 WhyFit Pro costs 0$ per employee per month. Yes, it's true. The app is free to each employee. Plus, you will receive discounts on any wellness services, such as yoga instructors, massage therapy,  nutritionists,  art therapy, etc. 

    Register your company for WhyFit 

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Workplace Wellness Improves Your Workplace 

Download WhyFit Information
​Questions? Call the ESG Care Team 630-707-7263

We Support Service Driven Small & Midsized Businesses 
Medical - Technology - Financial - Business - Personal


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Employee Solutions Group​
5 S. Washington Street
​Suite 105 #304
Naperville, IL 60540
(630) 707-7263
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