Top 4 Most Important Employee Benefits

​Companies strive to provide the best employee benefits package to improve their employees’ lives, as well as attract more applicants. Creating a compelling and competitive offer is about finding the best benefit that workers most value and need.

1. Health Insurance
   Researchers found that employees most value health insurance in their employee benefits package, above anything else. Most employers offer their staff with health insurance plans to provide assistance for paying the cost of health care. Employees who work for at least 30 hours in a week requires their employers to provide them with health care insurance.
   
   In general, these plans cover for doctor appointments, hospitalization, and for receiving emergency care.
   
   
2. Life Insurance
   With life insurance, you can help your employees take care of their family and secure their future. They get the peace of mind that in a time when something unexpected happens to them, their loved ones will have the financial security that could help them when they need it the most. It is a safeguard or safety net for the employee’s survivors in case they passed away.
   
   
3. Dental Insurance
   Employees can use dental insurance to pay a portion of their dental expenses. Typically, the policy covers a range of care, treatment, and procedures like routine teeth cleaning every six months. Preventive benefits include x-rays, exams, fluoride treatment, sealants, and basic care for children. Policyholders can also get basic services such as dental crowns, root canal, fillings, etc.
   
   Benefits can vary depending on the company, but most common major dental services covered are wisdom teeth removal, dentures, oral surgeries, and others.
   
   
4. Retirement Plans
   Including retirement plans to your employee benefits package is actually advantageous to the company. It helps increase employee retention and make workers happier with their job. Employees enjoy the tax-free saving that the plan provides.
   
   They can also use the plan to withdraw a certain amount of funds to help pay for their kid’s college or as a down payment for a house. Most importantly, it helps employees save up in small increments.

 
These days companies compete over who can provide the best benefit that shows how much they care for their employees. Purchasing employee benefits is not only beneficial to the employee but also to the company.
 
At Employee Solutions Group, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (833) ESG - SERV. Get your free quote today by CLICKING HERE.